What happens if you accumulate too many points on your driving record?

Explanation

Most states use a point system to track driving infractions. Different violations are assigned different point values (for example, a speeding ticket might be 2 points, reckless driving might be 4, etc.). If you accumulate too many points within a certain time period (often a certain number of points in 12 or 24 months), the state will take action against your driving privileges. The exact threshold and penalties vary by state, but a common outcome is a suspended driver’s license for a period of time. For instance, one state might suspend your license for 30 days if you get 12 points in 12 months. In other states, reaching the point limit could trigger a requirement to attend a driver improvement course or an administrative hearing. Insurance companies will also see your point total (since it corresponds to violations) and will likely raise your insurance premiums significantly if you have a lot of points – they see you as a high-risk driver. In some cases, after a suspension, you might be placed on a type of probation where any new violation could lead to further penalties. Points usually eventually drop off your record after a certain period (or after you take a defensive driving course), assuming you have no new violations. The main idea is: too many points = license troubles. So it’s best to drive safely and avoid accumulating points in the first place.