What happens if you drive without insurance?

Explanation

Driving without valid auto insurance is illegal in almost every state and can lead to severe penalties. If you’re pulled over and can’t provide proof of insurance, you will likely get a citation. The penalties for a first offense can include fines (often ranging from $100 up to $500 or more, depending on the state). In many states, your driver’s license and/or vehicle registration can be suspended until you show proof of insurance (and pay any reinstatement fees). The police might also impound your car if you have no insurance. If you get into an accident without insurance, it’s even worse: you’ll be personally responsible for paying for any damage or injuries you cause, which could be financially ruinous. You might also face a suspension of your license, and the state could require you to file an SR-22 (proof of financial responsibility) for a few years, which makes your insurance premiums much higher once you do get coverage. In short, the risks include big fines, losing driving privileges, potential car impoundment, and huge personal liability in a crash. It’s not worth it – always maintain at least the required minimum insurance on your vehicle.