❌ If you are just answering a call.
Answering a call, even if you're not initiating it, is a distraction and is against the rules for probationary license and instructional permit holders. The law is designed to prevent distractions that could lead to accidents.
❌ As long as you don't text.
While texting is a major distraction, the prohibition extends beyond just texting. Even talking on the phone can divert your attention from the road, making it unsafe. The law is designed to prevent all forms of cell phone usage, outside of emergencies.
The only time you can use your cell phone while driving with a probationary license or instructional permit is when you are reporting an emergency.