In New Mexico, who must have a vehicle liability insurance policy or the equivalent?

Correct answer

  • Only the owners of vehicles that are less than ten years old
  • Only vehicle owners under the age of 25
  • Only vehicle owners under the age of 18


The MVD will not allow you to register a motor vehicle until you can show them evidence of financial responsibility. In this context, financial responsibility refers to your ability to pay a liability claim if you're involved in an accident. For the vast majority of drivers, this takes the form of a liability insurance policy on the vehicle. Alternatives include a $60,000 surety bond or depositing $60,000 in cash with the state treasurer. ,

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